Summit & Stone Properties
Summit & Stone Properties — Real Estate. Real Value. Real Trust.
Our Story

About Summit & Stone Properties

Summit & Stone Properties is a dynamic real estate company co-founded by Ruslana Thornicroft and James Banda, built on a shared vision of delivering exceptional property solutions with a personal touch.

Founded in 2026, Ruslana and James felt that their partnership and chemistry bonded well into a joint venture — bringing together a wealth of industry experience and a genuine passion for helping clients navigate the Zambian property market.

Summit & Stone Properties operates with the belief that every client deserves a tailored experience. Whether renting, letting, buying, or selling, our team brings professionalism, market knowledge, and personal attention to every engagement.

2026

Summit & Stone Properties co-founded in Lusaka, Zambia by Ruslana Thornicroft and James Banda — built on a shared vision of exceptional property solutions delivered with a personal touch.

2026

Joined the Zambia Institute of Estate Agents (ZIEA) as licensed practitioners, with individual memberships for both co-founders (ZIEA No. 884 & 894).

Now

Growing a curated portfolio of residential and commercial listings across Lusaka's most desirable neighbourhoods, with full property management services.

What We Stand For

Our Core Values

The principles that have guided every client relationship since Summit & Stone Properties was founded in 2026.

Expert Guidance

We provide our clients with the necessary information to make sound choices on all aspects surrounding their needs, from costs and insurance to market strategy and legal compliance.

Integrity & Transparency

As a business built on trust, Summit & Stone Properties prides itself on the level of personalised service it offers all its clients, operating with transparency and accountability in every engagement.

Client-Centred Service

Our primary objective is to provide quality service to a wide client base, whether individuals, SMEs, medium to large businesses, NGOs, or investment groups seeking property in Lusaka.

Community & Collaboration

Summit & Stone Properties is invested in the communities it serves. We believe Zambia is growing, and we provide modern, client-focused solutions that meet the demands of that growth.

What We Do

Our Service Areas

Summit & Stone Properties covers the full spectrum of real estate activity in Lusaka, from day-to-day rentals to long-term investment strategy, all delivered with a personal touch.

01
Residential Rentals
Sourcing and managing rental properties across Lusaka's most desirable neighbourhoods. From studio apartments to executive family homes, we match tenants with the right fit.
02
Residential Sales
Helping buyers find and secure residential properties for purchase. We guide clients through valuation, negotiation, and conveyance at every step of the transaction.
03
Commercial Property
Office space, retail units, and industrial premises for both lease and sale. We advise businesses on location strategy and lease structure to support growth.
04
Property Management
Full hands-free management for landlords. We handle tenant sourcing, rental collection, maintenance coordination, and regular performance reporting on your behalf.
05
Investment Consultancy
Strategic advice for buy-to-let investors. We identify high-yield opportunities, support loan applications, and provide market assessments to inform confident decisions.
06
Property Consultancy
From valuations and market analysis to insurance sourcing and legal referrals, we provide end-to-end advisory support for property owners, buyers, and developers.
6
Service Areas
2026
Year Founded
ZIEA
Licensed Agents
S&S Properties
Real Estate Services

How We Help You

Five pillars of real estate expertise, covering every aspect of property in Zambia.

Act as an intermediary between Landlord and Tenants
Look after the property requirements of our clients
Rental collection on your behalf
Maintenance services and contractor coordination
Property development — renovations, landscaping, and more
Regular updated reports and performance summaries
Hands-Free Ownership

Property Management

Act as an intermediary between Landlord and Tenants
Look after the property requirements of our clients
Rental collection on your behalf
Maintenance services and contractor coordination
Property development — renovations, landscaping, and more
Regular updated reports and performance summaries
Enquire About This Service
The People Behind Summit & Stone

Meet Our Team

Licensed, experienced, and dedicated to finding the right property for every client.

Ruslana Thornicroft
RT
ZIEA No. 884
Verified & Accredited

Our Credentials

Certificate of Incorporation 1
01
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PACRA — Republic of Zambia

Certificate of Incorporation

Lusaka, Zambia · 2026

Summit & Stone Properties incorporated as a private company under the Republic of Zambia Companies Act, registered with PACRA.

ZIEA Practicing Certificates 1ZIEA Practicing Certificates 2
02
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ZIEA — Zambia Institute of Estate Agents

ZIEA Practicing Certificates

ZIEA No. 884 (Ruslana) · ZIEA No. 894 (James)

Both co-founders are individually licensed practitioners, admitted as members of the Zambia Institute of Estate Agents pursuant to the Estate Agents Act (Act No. 21 of 2000).

Also Registered With
PACRAZIEA